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COWALA CO. LLC

CHOREZ™ APP TERMS AND CONDITIONS

Terms and Conditions ("Terms")
Last Updated: April 10, 2018
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Chorez App ("The Service") operated by Cowala CO, LLC ("us", "we" or "our").
Your access to use the Service is conditioned on your acceptance and compliance with these Terms. These Terms apply to all users and others who access the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not use the Service.

Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your name, address, phone number, email address and other vital information as may be appropriate to a purchase from us or authorized partners.

Subscriptions

Some parts of this Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance of recurring subscription cycles.

Content

Our Service allows you to post, link, store, share or otherwise make available certain information, text, graphics, photos, videos or other material ("Content"). You are responsible for the propriety of all such content - any content deemed inappropriate may be removed and your account may be terminated as a result.

Links to Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Cowala CO, LLC. Cowala CO, LLC has not control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party (Website or service). You further acknowledge and agree that Cowala CO, LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 15 (Fifteen) days notice prior to any new Terms taking effect. What constitutes a material change will be determined at our sole discretion.

PARTNER TERMS AND CONDITIONS:

We have partnered with certain key businesses that help us facilitate transactions. By accepting these terms and conditions, you are also conceding the acceptance of the following partner terms and conditions:
Akimbo Card e-Sign Disclosure
Akimbo Card Privacy Policy
Akimbo Card Cardholder Agreement

Contact us

If you have any questions about these Terms, please contact us at
Cowala Co, LLC.
PO Box 304
Wrightsville Beach, NC 28480

 

PRIVACY POLICY

 

Last Updated April 10, 2018
COWALA CO LLC (“we” or “us” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose and safeguard your information when you visit our mobile application (the “Application”). Please read this Privacy Policy carefully.  IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE APPLICATION.
We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Application after the date such revised Privacy Policy is posted.
This Privacy Policy does not apply to the third-party online/mobile store from which you install the Application or make payments, including any in-app virtual items, which may also collect and use data about you. We are not responsible for any of the data collected by any such third party.

COLLECTION OF YOUR INFORMATION

We may collect information about you in a variety of ways. The information we may collect via the Application depends on the content and materials you use, and includes:
Personal Data
Demographic and other personally identifiable information (such as your name and email address) that you voluntarily give to use when choosing to participate in various activities related to the Application, such as chat, posting messages in comment sections or in our forums, liking posts, sending feedback and responding to surveys. If you choose to share data about yourself via your profile, online chat, or other interactive areas of the Application, be advised that all data you disclose in these areas is public and your data will be accessible to anyone who accesses the Application.
Derivative Data

Information our servers automatically collect when you access the Application, such as your native actions that are integral to the Application, including liking, re-blogging or replying to a post, as well as other interactions with the Application and other user via server log files.

Financial Data
Financial Data such as data related to your payment method (E.g. valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange or request information about our services from the Application. We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by one or several of our approved payment processors, including Ficentive, Braintree Payments, PayPal, Stripe, Authorize.Net, Amazon Payments, Google Checkout, Chargify, Dwolla, Safecharge, WePay and 2Checkout, and you are encouraged to review their privacy policies and contact them directly for responses to your questions.
Data From Social Networks
User information from social networking sites, such as Facebook, Instagram, Pinterest, Twitter and Google+, including your name, social network user name, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks. This information may also include the contact information of anyone you invite to use the Application.
Geo-Location Information
We may request access or permission to certain features from your mobile device, including your mobile device’s camera, SMS Messages, storage, calendar and other features. If you wish to change our access or permissions, you may do so in your device’s settings.
Mobile Device Access
We may request access or permission to certain features from your mobile device, including your mobile device’s camera, SMS Messages, Storage, Calendar and other features. If you wish to change our access or permissions, you may do so in your device’s settings.
Mobile Device Data
Device information such as your mobile device ID Number, model, and manufacturer, version of your Operating System, phone number, country, location and any other data you choose to provide.
Push Notifications
We may request to send you push notifications regarding your account or the Application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device settings.
Data from Contests, Giveaways and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
USE OF YOUR INFORMATION
Having accurate information about you permits us to provide you with smooth, efficient and customized experiences. Specifically, we may use information collected about you via the Application to:
  • Assist law enforcement and respond to subpoenas.
  • Administer sweepstakes, promotions and contests.
  • Compile anonymous statistical data and analysis for use internally or with third parties.
  • Create and manage your account.
  • Deliver targeted advertising, coupons, newsletters and promotions, and other information regarding the Application to you
  • Email you regarding your account or orders.
  • Enable user-to-user communication.
  • Fulfill and mange purchases, orders, payments, and other transactions related to the Application.
  • Generate a personal profile about you to make future visits to the Application more customized to your needs.
  • Increase the efficiency and operation of the Application
  • Notify you of Updates to the Application.
  • Offer new products, services, mobile applications and/or recommendations to you.
  • Perform other business activities as needed.
  • Prevent fraudulent transactions, monitor against theft and protect against criminal activity.
  • Request feedback and contact you about your use of the Application.
  • Resolve disputes and troubleshoot problems.
  • Respond to product and customer service requests.
  • Send you a newsletter.
  • Solicit support for the application.

DISCLOSURE OF YOUR INFORMATION

We may share information we have collected about you in certain situations. Your information may be disclosed as follows.
By Law or to Protect Rights
IF we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property and safety of others, we may share your information as permitted or required by any applicable law, rule or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
Third Party Service Providers
We may share your information with third parties that perform services for us on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service and marketing assistance.
Marketing Communications
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
Interaction with Others
If you interact with other users of the Application, those users may see your name, profile photo, and description of your activity, including sending invitations to other users, chatting with other users, liking posts or following blogs.
Online Postings
When you post comments, contributions or other content to the Application, your posts may be viewed by all users and may be publicly distributed outside the application in perpetuity.
Third-Party Advertisers
We may use third party advertising companies to serve ads when you visit the Application. These companies may use information about your visits to the Application and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
Affiliates
We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
Business Partners
We may share your information with our business partners to offer you certain products, services and promotions.
Social Media Contacts
If you connect to the Application through a social network, your contacts on the social network will see your name, profile photo and descriptions of your activity.
Other Third Parties
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
Sale or Bankruptcy
If we recognize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party. You acknowledge that such transfers may occur, and that the transferee may decline to honor commitments we made in this Privacy Policy. We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If you no longer wish to receive communications, correspondence or emails from third parties, you are responsible for contacting the third party.

TRACKING TECHNOLOGIES

Cookies and Web Beacons
We may use cookies, web beacons, tracking pixels and other tracking technologies on the Application to help customize the Application and improve your experience. For more information on how we use cookies, please refer to our Cookie policy posted on the application, which is incorporated into this Privacy Policy. By using the Application, you agree to be bound by our Cookie Policy.
Internet Based Advertising
Additionally, we may use third party software to serve ads on the Application, implement email marketing campaigns and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technologies to help manage and optimize your online experience with us. For more information about opting out of interest based ads, visit the Network Advertising Initiative Opt-out Tool or Digital Advertising Alliance Opt-Out Tool.
Website Analytics
We may also partner with selected third-party vendors, such as Adobe Analytics, Clicktale, Clicky, Cloudfare, Crazy Egg, Flurry Analytics, Google Analytics, Heap Analytics, Inspectlet, Kissmetrics, Mixpanel, Piwik to allow tracking technologies and remarketing services on the Application through the use of first party cookies, to, among other things, analyze and track users’ use of the Application, determine the popularity of certain content and better understand online activity. By accessing the Application, you consent to the collection and use of you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policies and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors. However, if you do not want any information to be collected and used by tracking technologies, you can visit the third party vendors or the Network Advertising Initiative Opt-out Tool or Digital Advertising Alliance Opt-Out Tool.
You should be aware that getting a new computer, installing a new browser, upgrading an existing browser or erasing or otherwise altering your browser’s cookie files may also clear certain opt-out cookies, plugins or settings that you might have previously configured.

THIRD PARTY WEBSITES

The Application may contain links to third-party websites and application of interest, including advertisements and external services that are not affiliated with us. Once you have used these links to leave the Application, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third party websites, you should inform yourself of their privacy policies and practices (if any), and should take steps necessary, in your estimation, to protect your private information. We are not responsible for the content or privacy and security practices and policies of third parties, including other sites, services or applications that may be linked to or from the Application.

SECURITY OF YOUR INFORMATION

We use administrative, technical and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to use, please be aware that despite our efforts, no security measure is perfect or impenetrable, and no method of transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

POLICY FOR CHILDREN

Our products are intended for its primary audience, which is the adult parent over the age of 18 - a child may, however, use the product under his parent(s)' registration. There is no intention to market this application to a child, and any child who uses the application (apart from his or her parent) will find little utility in the application. We do not knowingly solicit information from or market to anyone under the age of 13. If you become aware of any unique data we have collected from children under the age of 13 (apart from their associated, primary parent account, their date of birth and name), please contact us using the contact information provided below.
While the Application is intended for adult use, there are components that facilitate communication of parents or legal guardians with their children. We will not disburse or disclose any ancillary information about children under the age of 13 that might be collected for the sake of workflows and Application functionality.
The nature of this application involves some ancillary collection of data about your child under 13, but in accordance with our Privacy Policy, we will not resell or disclose this information to any third party. Deleting an account for a child under 13 will result in the removal of any remaining data, as far as possible, from our systems.
The type of data that is collected for children under the age of 13 is limited to name and age, along with their associated application data.

CONTROLS FOR DO NOT TRACK FEATURES

Most web browsers and some mobile operating systems include a Do-Not-Track (DNT) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your preferences to not be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy policy.

OPTIONS REGARDING YOUR INFORMATION

Account Information
You may, at any time, review or change the information in your account or terminate your account by:
  • Logging into user account settings and updating the user account
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with investigations, enforce our Terms and Conditions and/or comply with legal requirements.

Emails and Communications

If you no longer wish to receive correspondence, emails or other communications (other than that required for account maintenance), you may opt out by:
  • Contacting us using the information below
  • Logging into your account settings and updating your preferences
If you no longer wish to receive correspondence, emails, or other communication from third parties, you are responsible for contacting those parties directly.

CALIFORNIA PRIVACY RIGHTS

California Civil Code Section 1798.83, also known as the “Shine the Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident, and would like to make such a request, please submit your request in writing to us using the direct contact information provided below.
If you are under the age of 18, reside in California, and have a registered account with the Application, you have the right to request removal of unwanted data that you publicly posted in the Application. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will assure that the data is not publicly displayed in the Application, but please be aware that the data may not be completely or comprehensively removed from our systems.

CONTACT US

If you have any questions of comments about this Privacy Policy, please contact us at:

CONTACT US:

COWALA CO LLC
PO BOX 304
Wrightsville Beach, NC 28480
UNITED STATES OF AMERICA